Do you know how many people are injured in car accidents each year? The Texas Department of Transportation records show close to 238,000 people injured in car accidents in 2014. More than 17,000 of those injuries were “serious.” When you or a family member sustain an injury in a Texas car accident, costly medical bills often follow. However, suppose the other driver or drivers involved in the car accident are at fault. In that case, their insurance company could be liable for related expenses, but it can be challenging to estimate how much your Texas car accident claim is worth.
While every car accident claim is unique, and two different car accident injury victims with similar injuries can walk away after settlement negotiations with really different outcomes, it’s still essential to consider averages and have realistic expectations.
The At-Fault Driver’s Coverage Limitations: Texas has minimum auto insurance requirements, but some drivers purchase additional coverage.
The Type of Injury and Severity of Injuries: If serious, disabling injuries are sustained, injury victims may be prevented from returning to work temporarily or, in some cases, permanently. Income loss due to injury is considered during claim evaluation and any impact the injury may have on future earning capacity.
Whether the Injury Permanently Alters Physical Appearance: Any permanent scarring is considered during claims evaluation and can increase the claim’s valuation; this is especially true if scarring is extensive or located on the face, hands, or neck.
Whether You Are Partially At Fault for the Accident: In Texas, determining fault in a car accident follows the “modified comparative negligence” legal doctrine that states injury victims partially at fault for the accident are only entitled to recover damages if they are less than 51% at fault. While an injury victim partially at fault may still seek to recover damages, any awarded compensation is reduced according to their percentage of fault.
Medical Expenses Resulting from the Accident/Injury: Insurance coverage assists with costs associated with “reasonable and necessary medical expenses.” Some examples of medical expenses considered reasonable and necessary are ambulance transportation, inpatient hospitalization charges, medical devices, prescriptions, physical therapy, etc.
If you have been in a Texas car accident and need assistance evaluating your claim, please contact the car accident attorneys at Carrollton’s Hudson Law Firm. We put Personal back into Personal Injury Law.